Last Updated: January 9, 2026
1. ACCEPTANCE OF TERMS
By accessing and using navianadvisory.com (the “Website”), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website.
2. USE OF THE WEBSITE
2.1 Permitted Use
You may use the Website for lawful purposes only. You agree not to use the Website:
– In any way that violates any applicable local, national, or international law or regulation
– To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
– To impersonate or attempt to impersonate us, our employees, another user, or any other person or entity
– In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful
2.2 Prohibited Activities
You may not:
– Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose
– Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful
– Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website
3. INTELLECTUAL PROPERTY RIGHTS
3.1 Ownership
The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by us, our licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
3.2 Limited License
You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Website for personal, non-commercial purposes. This license does not include any resale or commercial use of the Website or its contents.
4. USER SUBMISSIONS
4.1 Contact Form
When you submit information through our contact form, you grant us the right to use, reproduce, and process such information for the purpose of responding to your inquiry and providing our services.
4.2 Responsibility for Submissions
You are solely responsible for the content of any information you submit through the contact form. You represent and warrant that:
– You own or control all rights to the information you submit
– The information is accurate and not misleading
– The use and posting of the information does not violate these Terms of Use
5. DISCLAIMER OF WARRANTIES
THE WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.
We do not warrant that:
– The Website will function uninterrupted, secure, or available at any particular time or location
– Any errors or defects will be corrected
– The Website is free of viruses or other harmful components
– The results of using the Website will meet your requirements
6. LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
– YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE WEBSITE
– ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE WEBSITE
– ANY CONTENT OBTAINED FROM THE WEBSITE
– UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT
7. INDEMNIFICATION
You agree to defend, indemnify, and hold harmless us, our affiliates, licensors, and service providers, and our respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Website.
8. LINKS TO OTHER WEBSITES
The Website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
9. MODIFICATIONS TO THE WEBSITE
We reserve the right to modify or discontinue, temporarily or permanently, the Website (or any part thereof) with or without notice. You agree that we shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Website.
10. MODIFICATIONS TO TERMS
We reserve the right to revise and update these Terms of Use from time to time at our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes.
11. GOVERNING LAW AND JURISDICTION
These Terms of Use and any dispute or claim arising out of or related to them, their subject matter, or their formation (in each case, including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the jurisdiction in which we operate, without giving effect to any choice or conflict of law provision or rule.
Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in the courts of the jurisdiction in which we operate.
12. SEVERABILITY
If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.
13. WAIVER
No waiver by us of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.
14. ENTIRE AGREEMENT
These Terms of Use constitute the sole and entire agreement between you and us regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.
15. CONTACT INFORMATION
If you have any questions about these Terms of Use, please contact us at:
Email: editor@navianadvisory.com
Website: navianadvisory.com